Mobile Banking Privacy Policy

In the course of using this website or availing the products and services vide the online application forms and questionnaires, The Municipal Co-operative Bank Ltd., Mumbai may become Privacy to the personal information of its Customers, including information that is of a confidential nature.

The Municipal Co-op. Bank Ltd. Mumbai, is strongly committed to protecting the privacy of its Customers and has taken all reasonable measures to protect the confidentiality of the Customer information and its transmission through the world-wide web and it shall not be held liable in any manner for disclosure of the confidential information in accordance with this Privacy Commitment or in terms of the agreements, if any, with the Customers or by reasons beyond its control.

The Municipal Co-op. Bank Ltd. Mumbai, endeavors to safeguard and ensure the security of the information provided by the Customer. The Municipal Co-op. Bank Ltd. Mumbai, uses 256-bit encryption, for the transmission of the information in online system, which is currently the permitted maximum level of encryption in India. The Customer would be required to cooperate with The Municipal Co-op. Bank Ltd. Mumbai, to ensure the security of the information, and it is recommended that the Customers choose their passwords carefully such that no unauthorized access is made by a third party. To make the password complex and difficult for other to guess, the Customers should use a combination of alphabets, numbers and special characters like !, @, #, $ etc. The Customers should not disclose their password(s) to anyone or keep any written or other record of the password(s) such that a third party could access it.

The Municipal Co-operative Bank Ltd., Mumbai undertakes not to disclose the information provided by the Customers to any person, unless such action is necessary to :-

• Conform to legal requirements or comply with legal process:
• Protect and defend The Municipal Co-operative Bank Ltd., Mumbai rights, interests or property;
• Enforce the terms and conditions of the products or services; or
• Act to protect the interests of The Municipal Co-operative Bank Ltd., Mumbai, or its members, or of other persons.
• The Customer authorizes The Municipal Co-operative Bank Ltd., Mumbai to exchange, share, part with all information related to the details and transaction history of the Customers to banks / financial institutions / credit bureaus / agencies / participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and shall not hold The Municipal Co-operative Bank Ltd., Mumbai liable for use or disclosure of this information.

The information, material, advices suggestions, illustrations notifications, circulars etc. are collectively stated " the content" in this website. If the said content contains any mistakes, omissions, inaccuracies and typographical errors, etc. The Municipal Co-op. Bank Ltd. Mumbai, assumes no responsibility thereof. The Municipal Co-op. Bank Ltd. Mumbai, makes no warranty or representation regarding any content provided through this website and disclaims its liability in respect thereof. Any action on your part based on the said content is at your own risk and responsibility. The Municipal Co-op. Bank Ltd. Mumbai, reserves its right to correct any part of the said content at any time as and when required at its sole discretion. The content of this website shall not be displayed or printed in any form in part or whole without the prior written approval of The Municipal Co-op. Bank Ltd. Mumbai.

The Municipal Co-op. Bank Ltd. Mumbai.will limit the collection and use of Customer information only on a need-to-know basis to deliver better service to the Customers. The Municipal Co-op. Bank Ltd. Mumbai, may use and share the information provided by the Customers and third parties for providing services, and notifying or contacting the Customers regarding any problem with, or the expiration of, such services.